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Let me be honest with you—I’ve spent years studying what separates those who seem to effortlessly attract financial abundance from those who struggle just to make ends meet. And I’ve come to realize that attracting money isn’t some mystical secret reserved for a lucky few. It’s a lot like preparing for a high-stakes NFL matchup on a Monday morning. Think about it: both teams coming off rough starts, needing a reset. They know protection and avoiding turnovers are everything. In the same way, how you protect your mindset and avoid self-sabotaging financial decisions can determine whether money flows toward you or slips through your fingers.

Early in my own journey, I used to chase every shiny opportunity, much like a quarterback forcing risky throws in the first quarter. It rarely worked. I’d lose more than I gained. But over time, I noticed something: the people who consistently attracted wealth didn’t start out swinging for the fences. They were calculated, almost conservative, just like those cautious opening drives in a tight game. They focused on limiting “giveaways”—whether that meant emotional spending, poor investments, or simply neglecting to track where their money was going. I adopted that mindset, and let me tell you, it changed everything. I began treating my finances like a clean, well-executed game plan: protection first, patience second.

Now, I’m not saying you should play it so safe that you never take risks. But in my experience, you’ve got to build confidence gradually. Think of the second quarter in those NFL games—that’s when one offense usually finds its rhythm and starts stretching the field. For you, that might mean once you’ve secured a solid financial foundation (say, an emergency fund covering six months of expenses), you begin exploring slightly bolder moves. Maybe it’s investing in a sector you understand well or launching that side project you’ve been dreaming about. I did exactly that back in 2019, and my income grew by nearly 34% in just under two years. It wasn’t magic; it was momentum.

Here’s another thing we often overlook: the equivalent of special teams in our financial lives. Those short-field scores—the small, unexpected wins—can tip the balance when things are close. I’m talking about the $50 you save by negotiating a bill, the dividend that arrives right when you need it, or the freelance gig that pops up out of nowhere. I make it a point to celebrate those. They build positive energy, and in my view, that energy attracts more opportunities. It’s like compounding interest for your morale.

Of course, none of this works if you’re not willing to look at your own patterns. I’ve coached people who, despite having solid salaries, couldn’t hold onto money because they were stuck in a “sloppy early” mindset—rushing decisions, ignoring budgets, and letting fear drive their choices. Sound familiar? The shift happens when you start treating your financial life like a disciplined coach: cut out the unforced errors, focus on what you can control, and trust that consistency will open up bigger plays down the field. For me, that meant automating my savings so 20% of every paycheck goes straight into investments before I even see it. No willpower needed.

At the end of the day, attracting money is less about luck and more about building a system that works for you, not against you. It’s the daily habits, the mental guardrails, and the willingness to adapt when things aren’t going your way. Just like in football, the team that limits mistakes usually comes out on top. So take a step back, reset if you need to, and remember: every small, smart move you make today is setting you up for a richer tomorrow. And honestly? I’ve found that once you get this right, money doesn’t just trickle in—it finds its way to you, almost like it was meant to be there all along.